LOCUMMAXXING CALCULATOR — 2026

How much money are you leaving on the table?

W-2 vs Locum Tenens income — based on 2026 specialty data. Free. No signup. Built by the 15-22% margin agency.

2026 rate data from AMN + Locums OneState-specific adjustmentsFree, no signup

What's your specialty? *

Which state would you work in? *

What's your current W-2 annual salary? *

Total annual salary before taxes, including bonus

How many weeks per year would you work as a locum? *

20 weeks48 weeks

Most locum physicians work 32–44 weeks/year. The slider defaults to 36.

Hours per week (when working) *

24 hrs80 hrs

Default set by specialty. Adjust as needed.

Email me a personalized rate sheet

We'll send a 1-page PDF with state-specific rates. No spam.

Optional — the calculator works without it.