Annual Locum Income Calculator
Project your annual locum tenens income by specialty, weeks worked, and call schedule. Compare 1099 net to your permanent W-2 equivalent.
Your Details
Default rate: $350–$450/hr
Each call night adds ~15% premium
Enter your details and click Calculate to see your projected income.
Disclaimer: Figures are projections based on 2026 market data (LocumOS Physician Freedom Project, AMN Healthcare, NALTO). 1099 net assumes S-Corp election, maxed retirement contributions, and standard deductions. Your actual tax liability depends on filing state, deductions, and CPA strategy. Not financial advice.
Related Resources
2026 Tax Guide (1099)
S-Corp, deductions, quarterly taxes
1099 vs W-2 Guide
What changes as a contractor
California State Hub
All specialties, rates & licensing
Texas State Hub
No income tax, IMLC compact
CA Anesthesiology Rates
$385–$495/hr, 2026 data
TX Radiology Rates
$385–$525/hr, 2026 data
Locum Tax Calculator
Quarterly taxes, S-Corp comparison
Mileage Deduction Calculator
2026 IRS rate: $0.67/mile